As state regulators accelerate enforcement efforts related to cybersecurity, privacy, and artificial intelligence laws, data governance has become a front-line risk management issue rather than a compliance task. This RMISC panel will explore how emerging state-level regulations reshape organizational risk profiles, by requiring risk assessments, mitigation strategies, and oversight. The discussion will focus on actionable strategies risk professionals can implement today, such as aligning data governance programs with enterprise risk frameworks, operationalizing AI oversight, strengthening documentation and accountability, and preparing for regulatory scrutiny. The panel will also provide practical oversight steps to begin the governance process related to artificial intelligence and discuss the importance of transferring risk through cyber insurance policies. Designed for risk managers, legal leaders, compliance professionals, and insurers, this session equips attendees with concrete tools to reduce regulatory exposure, improve governance maturity, and proactively manage risk in an era of rapidly evolving state privacy and AI laws.