Dr. Christiana Stoddard is a Professor in the Department of Agricultural Economics and Economics at Montana State University. She holds a PhD in Economics from the University of California, Santa Barbara. Her research uses advanced applied microeconomic and econometric approaches to evaluate the impact of specific policies on individual financial, health, and educational outcomes. These have included policies related to financial education, K-12 and higher education, health and financial programs, and other labor market policies. Much of her research examines how these policy impact disadvantaged or marginalized communities, including those in rural areas, tribal nations, or for students from disadvantaged backgrounds. Her research has been published in leading economics journals, including the American Economic Review, the Journal of Money, Credit and Banking, Journal of Human Resources, Journal of Urban Economics, and Economics of Education Review, as well as peer reviewed interdisciplinary journals such as Journal of Consumer Affairs, Journal of Policy Analysis and Management, AERA Open, Education Finance and Policy, and Education Next. She was a Visiting Scholar at the Opportunity and Inclusive Growth Institute at the Minneapolis Federal Reserve, has consulted for many state governments, and is currently a Visiting Scholar with the federal Consumer Finance Protection Bureau.